This 2025 Home Loan Guide for First-Time Buyers in India offers a clear and practical overview of the home loan process. It explains everything from checking eligibility and required documents to understanding interest rates and choosing the right bank. Key types of home loans, including purchase, land, construction, and renovation loans, are detailed. It highlights eligibility criteria, such as age, income stability, and CIBIL score, and provides a document checklist for both salaried and self-employed individuals. The guide compares home loan interest rates from top Indian banks, with SBI offering one of the lowest at 7.50%. It also outlines five key tips before applying, such as EMI planning and loan type selection. A helpful FAQ section answers common queries on loan limits, credit scores, and tax benefits. If you're planning to buy a property in Odisha, the guide suggests expert support and housing options from Sri Jagannath Promoters and Builders.

Know Best Bank to Get your Home Loan-